What To Invest In?

We all want to invest and eventually EARN from our investments. We (that means you and I) have to invest during this time that we are actively earning from our jobs and professions, so that we will have more passive income for the time that our retirement looms.

But investments are risky -- the stock market is low right now, which means that if you put in your money at the time that stocks were performing very well, you are now experiencing a "paper loss". That is not too much of an issue if you put in the money for long term gain, but what if you need money right now and convert it into cash? You would be selling at a loss. Also it's pretty hard to predict what companies are stable and would survive this economic downturn and which of them would eventually fold up -- together with your investment. But, this seems to be the right time to make investments (if you don't need the money right now, that is) because you will be getting them at bargain prices. You can also invest in mutual funds, which is easier than trading in stocks on your own.

Real estate is also a good investment right now, since land is a limited resource. There will be less and less habitable and commercial land to be had in the future. You know what drives prices -- supply and demand. So if demand later overtakes supply -- prices go up -- and you earn. But real estate investment has its drawbacks -- annual real estate taxes, possibility of attracting illegal dwellers ("squatters"), and difficulty in liquidating it in case you need the money.

At the moment, it seems like a good option to buy gold bullion. Gold is a finite, precious metal, and there is always a demand for it. Also, its easily transportable especially if it's in the form of gold coins. It's possible to buy gold coins in different weight sizes, from as small as 1/10 ounce to 1 ounce. And, if you're in the United States, you can do a gold ira transfer in place of the usual IRA, 401k, 403b, and Pension Plans, so you can have funds for the time that you will retire.